It happens more often than you might think: you’re backing out of your parking spot, or driving down an aisle, and someone else isn’t watching where they’re going and — boom! Fender bender.
Hopefully, no one is hurt as a result of a car accident in a parking lot. If the damage is minor, you might not even think to file a police report—though truthfully, you always should because you never know if you might find damage later on that needs proof of liability.
Do insurance companies cover parking lot accidents? While it depends on the state and your specific circumstances, in many cases, insurance will cover repairs from a car accident in a parking lot. In order to do so, they will need to determine who is at fault in the parking lot accident, as well as the extent of the damage.
Below, the team at Automotive Avenues goes over what you should do after a car accident in a parking lot in order to maximize your chances of insurance covering your repairs. Contact our service team to learn more about how we can help you get back on the road in Toms River!
Like most accidents in Howell Township, the at-fault party is usually the one who caused the collision. However, who is at fault in a parking lot accident is a question of the law, and legal liability can be distinct from moral culpability. For your insurance company to cover a parking lot accident, you’ll need to prove that the other party is responsible. That’s why a police report is always a good idea, no matter the accident: It helps establish the legal liability.
If someone hits your parked car in Trenton, here are the steps you should follow to help ensure the insurance company will cover the parking lot accident damage:
The other driver’s insurance company can cover the parking lot accidents if you can prove they’re at fault. If you can’t find the person who hit your car, if you can’t prove that they’re at fault, or if they don’t have insurance, you could still be covered through your collision or uninsured motorist insurance. Of course, the best way to find out is by contacting your insurance provider or checking your policy.
No matter who is at fault in a parking lot accident, our Wall service team is here to help you repair your quickly and affordably. Give us a call at to schedule your service appointment. You can trust that our factory-trained technicians will use only OEM-certified parts and equipment to repair your car, so get in touch today.
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